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The Present Participle List for April

April 14, 2014

The Present Participle List for April

Finishing up production on my kids’ school yearbook.

Thinking creatively about ways to pay for Aidan’s college tuition with as few loans as possible.

Knowing loans are going to be part of the equation in this modern era.

Looking forward to Spring, which apparently has decided to show up here in the glorious upper Midwest.

Working on a really huge, cool project that involves this website.

Hoping to wrap it up and share it with you guys in the next two months if all goes according to plan.

Retooling some older classes to possibly teach later in the year.

Obsessing over how good Beyoncé’s album is, having never really listened to any of her previous releases.

Poring over the prom photos I took over the weekend (yep, they’ll be showing up in Project Life soon!)

Loving this parody of HBO’s True Detective.

Refocusing my efforts to take better care of myself.

 

What is one of your ings for today?

*WTF stamp is from Typo 

 

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Comments

  1. Melissa O. says

    April 14, 2014 at 8:18 am

    Ah, paying for college. Fun times… NOT! LOL. I was VERY lucky my first job out of high school allowed you to still get tuition reimbursement while working part-time. They paid for my whole Associate’s degree. The job that degree got me is the job I still have & they too had a tuition program which I used to earn my Bachelors. I never paid for anything but books & supplies either time. Work study is great. I did some of that as well to knock out the fees I actually did have to pay, 4 hrs/wk. I hear she’s a pretty smart girl. Have her study for & take some CLEP exams for her general ed. courses over the summer. I’m sure she can call the school & find out which ones will fulfill her requirements.

    For Cole maybe get started on a 529 Plan &/or Upromise. We’ve saved about $7K so far for our son w/ both of those programs & he’s only 6 1/2.

    When buying her textbooks make good use of Half.com, Amazon, Barns & Nobles, & also Chegg.com. They all sell used textbooks. B&N and Chegg also rent hardcopy & eTextbooks. One semester I had Biology, Archaeology, & Art History, all with full color, high cost texts. I spent all of $50 WITH shipping by comparison shopping these websites. 😉 Saving money CAN be done.

    Reply
  2. Veronica Zwiers says

    April 14, 2014 at 8:59 am

    I am in those blessed years of paying for University Tuition….X3. All three of my boys are attending the same university now. I think I am eating more like a student than they are.

    A few things had to happen for us to be able to afford this….

    1. the mortgage had to be paid off before the first one started
    2. the money we spent on elite sports was shifted to tuition (we spent approx. $25,000.00 per year on elite sports)
    3. i had to have a full time job.
    4. good paying summer jobs for the boys was important
    5. prayer

    Without these 5 there is no way on God’s green earth we would have been able to afford three University Tuitions each year.

    Reply
  3. Carol says

    April 14, 2014 at 9:06 am

    Cathy, our family has enjoyed the book, Debt Free U. If you haven’t picked it up already I would highly recommend.

    Reply
  4. justasiam says

    April 14, 2014 at 9:07 am

    just a gentle reminder, Cathy, you must be “poring” over prom photos, not “pouring” (water) on them!

    Reply
  5. Shelleycga says

    April 14, 2014 at 9:08 am

    Another great list Cathy and a great idea. I do a scrapbook page with each months list and three photos , using a template I created in Clean and Simple I took with you. And I think you mean “poring ” over – in Canada we have a education savings vehicle called an RESP and the government actually contributes a bit. The best thing I found was to have the kids make a budget that they will live on while away and make them keep to it. Education first and mortgage next , then they can support you in your old age LOL

    Reply
  6. cathy says

    April 14, 2014 at 9:25 am

    Doh! Yes, PORING. I always get that word wrong. LOL!

    Reply
  7. cathy says

    April 14, 2014 at 11:56 am

    Holy tuition! Yeah, I am feeling a lot of pressure to really work on making money in the fall. : ) I have some really awesome class ideas, but just because I think its a good idea doesnt mean people will want to take it. : )

    Reply
  8. Sharon says

    April 14, 2014 at 12:49 pm

    Does her Collage have grants and/or scholarships? Also, local VFW’s, Lions Club, and large Corporations give scholarships.

    Reply
  9. suetreiber says

    April 14, 2014 at 4:04 pm

    My husband and I have started meeting with a college planner. It’s all very scary. The college my daughter has her heart set on does not do any gifting or matching, so we are trying to get her to look at other options.

    Reply
  10. Jacquelin G says

    April 14, 2014 at 9:06 pm

    Ack prom! It is coming up at the end of May for my daughter. She finally got her dress- and she is so lovely it makes my heart hurt. I am feeling grateful she is going to school in our city, so the costs will be manageable (ish). Three more to enter university in the next 6 years – so I guess you could say I am ANTICIPATING. I can’t wait to see your photos.

    Reply
  11. cathy says

    April 14, 2014 at 10:11 pm

    Yes, she has received a wonderful academic scholarship, plus she qualifies for FAFSA. Itll still leave us about 15K shy. Yikes!

    Reply
  12. Veronica Zwiers says

    April 14, 2014 at 10:22 pm

    Don’t sell yourself short. You have amazing ideas that are “doable” for the time constrained individual like myself.

    Reply
  13. Jules says

    April 15, 2014 at 3:15 am

    Working – on spreadsheets
    Reading – actual (vs virtual) books again
    Going – to the library (hence the actual books)
    Learning – to live alone (for the first time in my 51 years!) as my work takes me away from home to another country
    Enjoying – cooler weather as the autumn arrives
    Planning, cooking and eating – meals for one

    Thanks for the page inspiration! Going to go home and turn this into an album page, cheers!

    Reply
  14. Anne Marie says

    April 15, 2014 at 5:54 am

    You are killing me with the curiosity teaser (like a cat)!!! Really we have to wait up to two motnhs…

    I second Veronica; don’t sell yourself short. I love your classes. You make them profesional and fun!

    Reply
  15. cathy says

    April 15, 2014 at 7:26 am

    Thanks for the tip!

    Reply
  16. cathy says

    April 15, 2014 at 7:26 am

    I know. I know. It has been changed. That one ALWAYS gets me. : )

    Reply
  17. cathy says

    April 15, 2014 at 7:29 am

    : ) I just had to put one teaser out there. It involves a whole new website. Shhhh….

    Reply
  18. RitaQ says

    April 15, 2014 at 8:29 am

    I’m still voting for a CZ / Ali collab classes web-site! just saying….

    Reply
  19. Veronica Zwiers says

    April 15, 2014 at 8:46 am

    Just make the classes available in the summer when I finally have some time to myself. Educating the littles of the world is an all consuming task.

    Reply
  20. AnnieM says

    April 15, 2014 at 9:40 am

    Our youngest is graduating from college next month…that’s the third that has graduated college…and BEST OF ALL, older two are employed, and the youngest already has a job waiting for her. To me that is the key: loans are inevitable; you need a JOB to pay them off after graduating!
    First: we sat them down and told them they would have NO loans when they graduated if they lived at home and commuted to our local university. All three said NO. We told them that this decision would mean that they would have substantial loans when they graduated. They all agreed it was worth it. We revisited this decision EVERY year; all continued in their choice of college.
    Our plan: We shared college tuition expenses with all three of our kids. We took out a home equity loan, a 401K loan and a private loan to pay the first year of college for each of them. They all got some scholarships, and a little bit of grant money.
    Starting the second year, all loans were in THEIR NAME with my husband and I as cosigners. The first two graduated with 60-65K in loans. Last one (more scholarships) will graduate with about 45K in loans. First two refinanced their loans out to a 30 year, low interest loan within one year of graduation. They both had jobs immediately upon graduating in their field, so this helped tremendously. We have told all of them that IF we are in a position to help them with their loans when we retire, we will, but no guarantees. We still have a mortgage, and we still have our loans we are paying from all three kids first year of college.
    One smart thing that all three did (and I would highly, highly recommend) is choose to wisely choose a college that gives you as many opportunities to make you a valuable employee when you graduated. For our kids, that was getting good internships, lots of service/volunteer opportunities, becoming fluent in a second language, support of studying abroad, GRADUATING ON TIME, etc.
    Simply having a college degree means nothing anymore to employers. You need to stand out! By junior year, all 3 were able to manage working in their field 15 hrs a week while going to school full time, and by senior year, 15-20 hours. It paid off big time when all three were offered jobs in their field before graduation.
    Sorry this is so long…hope it helps!
    -Annie

    Reply
  21. AnnieM says

    April 15, 2014 at 10:08 am

    Ugh ^^^ Should have proofread my comments! I apologize for the grammatical errors in the above!

    Reply
  22. cathy says

    April 15, 2014 at 11:34 am

    Annie, thanks for this thoughtful comment. Lots of good info for sure!

    Reply
  23. Kim L says

    April 15, 2014 at 1:00 pm

    Planning – to take prom photos for my son and his girlfriend, along with their group of friends. I’m so excited and hopeful that I come away with some good shots!
    Enjoying – all the college tips, as we will be there in another year too!

    Reply
  24. Rita T says

    April 15, 2014 at 1:22 pm

    Looking – for first full time job since having my children.
    Enjoying – spending time with my children during their term break
    Trying – to finish off all my scrapbook albums from prior years

    Reply
  25. cathy says

    April 15, 2014 at 4:16 pm

    Oh, have so much fun!

    Reply
  26. JulieE says

    April 16, 2014 at 7:22 am

    If you build it we will come!

    Reply

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